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Services

Credit Repair & Financial Budgeting

Real help that combines accurate disputes with day-to-day money planning so that progress sticks, and you continue to level up.

Credit Repair

We help identify and dispute unfair, inaccurate, or unverifiable items with bureaus and creditors while keeping you informed at every step.

Soft-pull review (no score impact)

Customized dispute plan & timelines

Ongoing updates in your client dashboard

Financial Budgeting

Hands-on money coaching for Houston households whether you are looking to buy a home or pay down a debt.  Let's clarify cash flow, build a plan, and stick with it.

Income/expense audit & bill calendar

Zero-based or envelope-style budgeting setup

Debt-payoff strategy (snowball/avalanche)

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Step by Step Credit Repair

Review

Soft pull, itemized findings, and a plan prioritized by impact and effort.

Dispute

We communicate with bureaus and creditors regarding unfair, inaccurate, or unverifiable items.

Track

Monitor progress in your dashboard. We iterate as responses return.

 

We cannot remove accurate, timely information from credit reports. Results vary by individual.

Financial Budgeting 

Cash Flow Clarity

We map income, fixed bills, and variable spend—so you see the full picture.

 

Budget Buildout

Choose zero-based or envelope method; set categories, caps, and due-date reminders.

Debt & Savings Gameplan

Snowball/avalanche payoff options, emergency fund target, and monthly savings rate.

Budget coaching provides education and planning support; it is not investment, tax, or legal advice.

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Simple, Transparent Pricing

1 Bureau

Basic Plan

$80/month

Review of all accounts on selected bureau

Review of all demographic information

Letters will be sent directly to bureau & creditor(s)

1-on-1 credit coaching

Monthly update calls

All Bureaus

Preferred Plan

$100/month

Review of all accounts on all 3 bureaus

Review of all demographic information

Letters will be sent directly to bureaus & creditor(s)

1-on-1 credit coaching

Monthly update calls

Cancel anytime. No fees charged before work is performed.

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Ready to Take Your Credit to the Next Level?

Your consultation is free. Your evaluation is confidential. And your progress is always transparent.

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